Skip to content

Multi-State Co-operative Credit Society

Participatory finance for a more inclusive world.

Sanghamam aims to promote participatory microfinance for achieving financial inclusion and sustainable growth in society.

Potter's hands shaping clay — Transformational; not Transactional
  • Rs. 50 crores

    Authorised share capital

  • 3 states

    Kerala · Tamil Nadu · Pondicherry

  • 7 branches

    Serving members locally

  • Interest-free

    Participatory micro-credit

Come, let's join hands for a safer and richer tomorrow… Let's walk towards a more inclusive world…

Welcome to Sanghamam

Swaraj — empowerment and independence for the marginalized.

We envisage a socio-economic engineering which will lead to Swaraj, empowerment and independence, of the needy and marginalized people.

Registered as a multi-state co-operative credit society, with authorized share capital of Rs 50 crores, we operate in Kerala, Tamil Nadu and Pondicherry.

  • Transformational;

    not Transactional

  • Choice;

    not Charity

  • Dignity;

    not Dependence

News & events

Milestones on our journey

All news

Sanghamam Aluva Branch Inaugurated

Rising new promises in the journey towards financial inclusion, Sanghamam started its first branch in Kerala at Aluva.

Read more
Mahatma Gandhi
“I will give you a Talisman. Whenever you are in doubt, apply the following test: Recall the face of the poorest and the weakest man whom you may have seen and ask yourself if the step you contemplate is going to be of any use to him. Will he gain anything by it? Will it restore him to a control over his own life and destiny? In other words, will it lead to swaraj for the hungry and spiritually starving millions? Then you will find your doubts melting away.”
— Mahatma Gandhi