Our services
Deposit & Financing Schemes
Members' savings are mobilized through our deposit schemes and redistributed as interest-free, participatory financing for self-employment and enterprise.
Deposit Schemes
Safe, flexible ways for members to save — from daily doorstep collection to long-term goal-based deposits.
Fixed Deposit
Park your savings for three months or more, with advances of up to 90% against your deposit.
DetailsSavings Deposit
Build a savings habit — open an account with as little as Rs 100.
DetailsCurrent Deposit
A flexible account for frequent deposits and withdrawals, from Rs 200.
DetailsRecurring Deposit
Save weekly or monthly for 1 to 5 years, collected at your doorstep.
DetailsGroup Recurring Deposit
Save together as a group, with periodic draws giving members early access to the full amount.
DetailsDaily Deposit
Small daily savings from Rs 50, collected at your door six days a week.
DetailsHome Safe Deposit
A locked savings box for your home — the whole family saves, we collect.
DetailsNotice Deposit
Deposits repayable on 30 days' notice, from Rs 1,000.
DetailsSpecial Scheme Deposit
Long-term goal-based savings — education, marriage, Hajj, a home.
Details
Financing Schemes
Interest-free assistance on a participatory profit and risk sharing basis.
Micro Enterprise Financing
Up to Rs 5 lakhs for micro enterprises and self-help groups, on shared profit and risk.
DetailsShort Term Business Financing
Seasonal working capital for established businesses, up to Rs 3 lakhs.
DetailsCommercial Vehicle Financing
Autos and pick-ups for self-employment, plus household durables.
DetailsConsumer Financing
Up to Rs 50,000 for medical, education, marriage and other family needs.
DetailsFinancing on Security of Deposit
Borrow up to 90% against your fixed deposit without breaking it.
Details